If you do not agree to the Terms of Use & Privacy Policy,
 discontinue using the site immediately!

By using this site, you signify your Assent and Agreement to these
Terms of Use. If you do not agree to these Terms of Use, do not use
the site.

Restrictions on Use of Materials

Materials in this website are Copyrighted and all rights are reserved.
Text, graphics, databases, HTML code, and other intellectual property
are protected by US and International Copyright Laws, and may not be
copied, reprinted, published, reengineered, translated, hosted, or
otherwise distributed by any means without explicit permission. All of
the trademarks on this site are trademarks of WC Group or
of other owners used with their permission.

Database Ownership, License, and Use

WC Group warrants, and you accept, that
WC Group is the owner of the copyright of the Databases of
Links to articles and resources available from time to time through
WC Group.  its
contributors reserve all rights and no intellectual property rights
are conferred by this agreement.

WC Group grants you a non-exclusive, non-transferable
license to use database(s) accessible to you subject to these Terms
and Conditions. The database(s) may be used only for viewing
information or for extracting information to the extent described
below.

You agree to use information obtained from WC Group
databases only for your own private use or the internal purposes of
your home or business, provided that is not the selling or broking of
information, and in no event cause or permit to be published, printed,
downloaded, transmitted, distributed, reengineered, or reproduced in
any form any part of the databases (whether directly or in condensed,
selective or tabulated form) whether for resale, republishing,
redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional limited basis download or print
out individual pages of information that have been individually
selected, to meet a specific, identifiable need for information which
is for your personal use only, internally, on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external
distribution or use.

Liability

The materials in this site are provided "as is" and without warranties
of any kind either express or implied. WC Group disclaims
all warranties, express or implied, including, but not limited to,
implied warranties of merchantability and fitness for a particular
purpose. WC Group does not warrant that the functions
contained in the materials will be uninterrupted or error-free, that
defects will be corrected, or that this site or the server that makes
it available are free of viruses or other harmful components.
WC Group does not warrant or make any representations
regarding the use or the results of the use of the materials in this
site in terms of their correctness, accuracy, reliability, or
otherwise. You (and not WC Group assume the entire cost of
all necessary servicing, repair or correction. Applicable law may not
allow the exclusion of implied warranties, so the above exclusion may
not apply to you.

Under no circumstances, including, but not limited to, negligence,
shall WC Group be liable for any special or consequential
damages that result from the use of, or the inability to use, the
materials in this site, even if  WC Group or a
WC Group authorized representative has been advised of the
possibility of such damages. Applicable law may not allow the
limitation or exclusion of liability or incidental or consequential
damages, so the above limitation or exclusion may not apply to you. In
no event shall WC Group total liability to you for all
damages, losses, and causes of action (whether in contract, tort,
including but not limited to, negligence or otherwise) exceed the
amount paid by you, if any, for accessing this site.

Facts and information at this website are believed to be accurate at
the time they were placed on the website. Changes may be made at any
time without prior notice. All data provided on this website is to be
used for information purposes only. The information contained on this
website and pages within, is not intended to provide specific legal,
financial or tax advice, or any other advice, whatsoever, for any
individual or company and should not be relied upon in that regard.
The services described on this website are only offered in
jurisdictions where they may be legally offered. Information provided
in our website is not all-inclusive, and is limited to information
that is made available to WC Group and such information
should not be relied upon as all-inclusive or accurate.

Links and Marks

The owner of this site is not necessarily affiliated with sites that
may be linked to this site and is not responsible for their content.
The linked sites are for your convenience only and you access them at
your own risk. Links to other websites or references to products,
services or publications other than those of WC Group and
its subsidiaries and affiliates at this website, do not imply the
endorsement or approval of such websites, products, services or
publications by WC Group or its subsidiaries and
affiliates.

Certain names, graphics, logos, icons, designs, words, titles or
phrases at this website may constitute trade names, trademarks or
service marks of WC Group or of other entities. The
display of trademarks on this website does not imply that a license of
any kind has been granted. Any unauthorized downloading,
re-transmission, or other copying of modification of trademarks and/or
the contents herein may be a violation of federal common law trademark
and/or copyright laws and could subject the copier to legal action.

Confidentiality of Codes, Passwords and Information

You agree to treat as strictly private and confidential any Subscriber
Code, username, user ID, or password which you may have received from
WC Group, and all information to which you have access
through password-protected areas of WC Group websites
and will not cause or permit any such information to be communicated,
copied or otherwise divulged to any other person whatsoever.

Other Legal Stuff

These Terms of Use will apply to every access to
WC Group.  reserves the
right to issue revisions to these Terms of Use by publishing a revised
version of this document on this site: that version will then apply to
all use by you following the date of publication. Each access of
information from WC Group will be a separate, discrete
transaction based on the then prevailing terms.

This Terms of Use and the license granted may not be assigned or
sublet by You without WC Group's written consent in
advance.

These Terms of Use shall be governed by, construed and enforced in
accordance with the laws of the New York, as it is applied to
agreements entered into and to be performed entirely within such
jurisdiction.

To the extent you have in any manner violated or threatened to violate
WC Group and/or its affiliates' intellectual property
rights, WC Group and/or its affiliates may seek injunctive
or other appropriate relief in any state or federal court in the State
of New York, and you consent to exclusive jurisdiction and venue in
such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree to first try to
resolve it with the help of a mutually agreed-upon mediator in the
following location: Middletown, NY. Any costs and fees other than
attorney fees associated with the mediation will be shared equally by
each of us.

If it proves impossible to arrive at a mutually satisfactory solution
through mediation, we agree to submit the dispute to binding
arbitration at the following location: Middletown, NY, under the rules of
the American Arbitration Association. Judgment upon the award rendered
by the arbitration may be entered in any court with jurisdiction to do
so.

If any provision of this agreement is void or unenforceable in whole
or in part, the remaining provisions of this Agreement shall not be
affected thereby.

Termination

These Terms of Use agreement are effective until terminated by either
party. You may terminate this agreement at any time by destroying all
materials obtained from any and all WC Group
site(s) and all related documentation and all copies and installations
thereof, whether made under the terms of this agreement or otherwise.
This agreement will terminate immediately without notice at
WC Group's sole discretion, should you fail to comply with
any term or provision of this agreement. Upon termination, you must
destroy all materials obtained from this site and any and all other
WC Group site(s) and all copies thereof,
whether made under the terms of this agreement or otherwise.

Privacy Policy & Disclaimer

We have created this privacy statement in order to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with this web site. We hold the privacy of your personal information in the highest regard. The following discloses our information gathering and dissemination practices for this website.

We recognize the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new technologies, business practices and our customers' needs.

What Information Do We Collect?
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.

1. Personal Information You Choose to Provide

Registration Information
When you register for any of our products, services or newsletters you will provide us information about yourself.

Credit Card Information
If you choose to avail of our services, you may need to give personal information and authorization to obtain information from various credit services. For example, you may need to provide the following information:
-Name
-Mailing address
-Email address
-Credit card number
-Name on credit card
-Credit card billing address
-Business and home phone number
 

Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site.

How Do We Use the Information That You Provide to Us?
Broadly speaking, we use personal information for purposes of administering our business activities, providing the products and services you requested, to process your payment, , to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customize our site's content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs.

Furthermore, such information may be shared with others on an aggregate basis. Personally identifiable information or business information will not be shared with parties except as required by law.

Occasionally, we may also use the information we collect to notify you about important changes to our Website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive these offers by emailing us at the link provided on the newsletter.

What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Browsers are usually set to accept cookies. However, if you would prefer not to receive cookies, you may alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, it is possible that some areas of our site will not function as effectively when viewed by the users. A cookie cannot retrieve any other data from your hard drive or pass on computer viruses.

How Do We Use Information We Collect from Cookies?
As you visit and browse our Web site, the site uses cookies to differentiate you from other users. In some cases, we also use cookies to prevent you from having to log in more than is necessary for security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback to constantly improve our Web site and better serve our clients. Cookies do not allow us to gather any personal information about you and we do not intentionally store any personal information that your browser provided to us in your cookies.

IP Addresses
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.

Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.

How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by emailing us at the usual address.

What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights. We may also disclose account information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating our Terms of Service or to protect the safety of our users and the Public.

What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from our Web site or the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.

Please remember that when you use a link to go from our Website to another web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other web site, including web sites, which have a link on our Website, is subject to that Web site's own rules and policies. Please read over those rules and policies before proceeding.

Your Consent
By using our Web site you consent to our collection and use of your personal information as described in this Privacy Policy. We reserve the right to amend this privacy policy at any time with or without notice.

Our Commitment To Data Security
Please note that your information will be stored and processed on our computers in the United States. The laws on holding personal data in the United States may be less stringent than the laws of your Country of residence or citizenship. To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

Choice/Opt-In/Opt-Out
This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.

Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

A Special Note About Children
Children are not eligible to use our services unsupervised and we ask that children (under the age of 14) do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Acquisition or Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.

Policy Modifications
We may change this Privacy Policy from time to time. If/when changes are made to this privacy policy, we will email users who have given us permission to do so. We will post any changes here, so be sure to check back periodically. However, please be assured that if the Privacy Policy changes in the future, we will not use the personal information you have submitted to us under this Privacy Policy in a manner that is materially inconsistent with this Privacy Policy, without your prior consent.

Disclaimer:
By purchase of any products or services (collectively called "Products") or By use of any information and hyperlinks (collectively called "Materials") communicated through this Internet Web site, e-mail server, list server, domain name server (collectively called "Service"), you hereby acknowledge, and agree to the following:

Neither WC Group (Wealth Creations Intl, Inc) nor any of our associates, agents and licensors shall be liable for any direct, indirect, incidental, or consequential loss, damage or injury of any kind whatsoever in connection with the Service, even if advised on the possibility of such damages.

In no circumstances shall our liability, as well as the liability of our associates, agents and licensors, if any, arising out of any kind of legal claim (whether in contract, tort or otherwise) in any way connected with the Service, the Material, or the Products, exceed the total pound amount you paid us or our associates, agents and licensors.

By using the Service you assume full responsibility for the use of all Materials and Products. You assume full responsibility for adherence to any and all applicable laws and regulations, including federal, state and local, governing professional licensing, advertising, business practices, and all other aspects of doing business in the United Kingdom or any other jurisdiction. Any Materials, Products, and offerings are void where prohibited by law.

Terms of Use